HOW IT WORKS
Lay-Buy makes it easy for you to buy the products and services that you need by paying for them via a down payment and up to three monthly installments.
AFFORDABLE: Our calculator allows you to select the down payment you can afford to layby today and the amount of months you need to pay off the product.
SECURITY: All Payments are processed within PayPal’s secure environment.
CONVENIENCE: Payments are automatically setup between you and the seller with no intervention by either party ever. Unless a payment is missed.
FLEXIBLE: You can also call us to move the pending payments earlier or later.
CHOICE: A Lay-Buy Payment can be made and recurring profile setup via your PayPal account or your credit card.
5 SIMPLE STEPS
Select Lay-Buy payment option at checkout.
2. CHOOSE YOUR PLAN
Payment calculator makes it easy for you to set up your own payment plan.
3. ENTER PAYPAL
Complete down-payment and setup recurring profile in PayPal’s secure environment.
4. SCHEDULED PAYMENTS
Payments are processed by PayPal on the scheduled date YOU set. Check your order status within your PayPal reporting module. Contact Lay-Buy if you want to move your payments earlier or later.
5. RECEIVE MERCHANDISE
Receive the item or service shortly after your last payment.
No interest charges ever, no membership fees ever – NO DEBT.
Lay-Buy Financial Solutions Pty Ltd trading as www.lay-buys.com charge an admin fee, which is a once-off 1.9% of the total order value at checkout. The buyer will pay this amount to Lay-Buys at checkout at time of paying the down payment. This fee is an admin fee and is therefore not refundable.
For more info visit https://lay-buys.com/consumers/